Terms & Conditions

Last Updated: November 10, 2025

Please read these Terms & Conditions ("Terms") carefully before using the licagentsportal.com website (the "Service") operated by Dinesh Pambra ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

  1. Service Description

    This website provides information about various insurance policies offered by the Life Insurance Corporation of India (LIC). Dinesh Pambra is an authorized agent of LIC (Agency Code: [Your LIC Agency Code Here]) and facilitates the purchase of these policies.

    This website is not the official website of the Life Insurance Corporation of India.

  2. Use of Information

    The content provided on this website is for informational and educational purposes only. It is intended to be a guide to help you understand different insurance products. The information does not constitute financial or insurance advice.

    We strongly recommend you consult with Dinesh Pambra or another qualified professional to discuss your specific financial needs before making any purchase decision.

  3. Policy Terms

    All insurance policies are offered and underwritten by the Life Insurance Corporation of India. The terms, conditions, exclusions, and benefits of any policy are governed solely by the official policy document issued by LIC of India. The information on this website is a summary and does not override the official policy contract.

  4. Limitation of Liability

    We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information on this website. Any reliance you place on such information is strictly at your own risk.

    In no event will we be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, arising from the use of this website or the information contained within.

  5. Third-Party Links

    Our Service may contain links to third-party websites, including the official LIC of India website. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

  6. Intellectual Property

    The content, logo, and design of this website are the property of Dinesh Pambra. All trademarks related to LIC of India are the property of the Life Insurance Corporation of India.

  7. Governing Law

    These Terms shall be governed and construed in accordance with the laws of India, with jurisdiction in the state of Himachal Pradesh, without regard to its conflict of law provisions.

  8. Changes to Terms

    We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page.

  9. Contact Us

    If you have any questions about these Terms, please contact us at: Email: [email protected]